Join Us For International Credit Union Day, Celebrating Cooperation for a Prosperous World!

Celebrate 77 years of ICU Day with our special offer to earn $77.

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Don't fall behind- start your shopping early with a 1st Ed Visa Platinum Credit Card!

Don't Fall Behind- Start Shopping Early!

Save on your holiday shopping this season with a Visa Platinum Credit Card! Get our great rate, earn rewards, and enjoy our fee-free balance transfer.

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Fall in Love with Your Dream Car!

Auto Loan Rates as low as 5.65% APR*

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Build Your Dreams

With a HELOC from 1st Ed! Possibility. Flexibility. Freedom. 4.25% APR* 12 Month Intro Rate.

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Today's Rates

3.80% APY

CERTIFICATE SPECIAL

5.65% APR*

AUTO LOANS

11.15%

PERSONAL LOANS UP TO 60 MONTHS

4.25%

HOME EQUITY LINE OF CREDIT

About 1st Ed Credit Union

1st Ed is a Pennsylvania credit union with locations in Chambersburg, Greencastle, and Hanover, whose purpose is to provide our members with quality and diverse services, as well as personal attention to their financial stability.

We look forward to providing you and your family with the very best financial services.

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Latest News from 1st Ed

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Your Guide to Credit Union Benefits: A 1st Ed FAQ

Financial questions come up all the time. Whether you're thinking about a big purchase, trying to save more effectively, or just wondering how your accounts...

Education

Building Your Financial Future with 1st Ed Credit Union

Your financial future doesn't have to feel overwhelming or uncertain. With the right partner, achieving long-term financial security becomes not just possible, but genuinely attainable....

Education

Top Strategies for Building Wealth in Your 30s and 40s

Your 30s and 40s mark a time when life starts to come into sharper focus, both personally and financially. These years are often a balancing...

Education

Our Top Tips for Getting out of Debt

We know that getting out of debt can be a difficult process, and it can be hard to know where to begin. We are always here to help our members achieve financial wellness in any way we can, so we’ve put together seven steps to help you take control of your finances. Check out our top tips for advice on how to break down the process and get started on the path to a debt-free life.

Check Out Our 7 Strategies

Find a Surcharge-Free ATM

Don’t pay a fee to access your money! With over 32,000 Surcharge-Free ATMs, your money is there when you need it.

Click to find more surcharge-free ATMs:

Mortgages

Vehicle Loans

Home Equity Loans / Lines

Personal Loans

Make a Loan Payment

Making your loan payments at 1st Ed is easy! All you have to do is click below.

Pay Your Loan

Become a Member

Join our credit union which has convenient locations in Chambersburg, Greencastle, and Hanover! School employees and students in Adams, Cumberland, Franklin, Fulton, and York counties, and their families can join. Employees of a variety of partner companies within the area can also join!

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Apply for a Loan

Whether you want to buy a home, new car, renovate a room, finish a project, or access a credit line, we offer a variety of options!

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