Getting Married

5 Benefits of Homeownership + Is It a Good Time to Buy? Owning a home is a significant milestone for many individuals, representing financial stability, security, and a sense of belonging. The emotional connection to a home evokes a deep sense of pride and accomplishment. It becomes a canvas for cherished memories, a haven for […]

How to Use Home Equity: Understanding the Power of Your Home At 1st Ed Credit Union, we understand the power of owning a home. Beyond the joys of having a place to call your own, home ownership can also come with profound financial benefits. Building home equity is one of the most significant financial advantages […]

Pros & Cons of Refinancing to Pay Off Debt If your family is experiencing more debt than usual,  you are certainly not alone. In 2022, the average household carried $165k in debt between credit cards, mortgage and auto loans, and student loans. You may be wondering if refinancing to pay off debt is a good […]

Financial Responsibility: Strategies for Navigating Tough Times It’s no surprise that tough times can be difficult to navigate. Many people find themselves in a situation where they are unable to make ends meet or struggle to provide for their families. However, with careful planning and smart decisions, it’s possible to make the most of even […]

Checking In On Your Credit We all know how important it is to have a good credit score, but do you know how to check it? Lenders will request a copy of your credit report when you apply for a loan, but you can also check on your own once each year from each of […]

If you or a family member are considering the options of paying for college, it is important to determine what is best for your situation first. There are many pros and cons of student loans, and at 1st Ed Credit Union, we believe in transparency with our members. We understand that while loans provide a […]

Nail Your Home Improvement Project With a Plan Spring is the season when everything seems to wake up, and all that fresh energy may have you dreaming of something new around your home. Whether you’re thinking of a simple update, necessary repairs, room makeover, or major remodel, you need a home improvement project plan to […]

Learn more about the various sources of funding out there and how to pay for college with loans.

Check out the following investment tips for beginners.

It’s better to give than to receive. But it’s best to give during the holiday season while staying within your budget! The days of shopping, celebrating, and spreading joy with those closest to you are on the horizon, but with the holidays comes the need to shell out some extra cash.  Take part in the […]