We’re devoted to our youth members. They represent the future of our credit union! That’s why we have a number of programs in place to serve and educate our youth. Check out our Youth Savings account for kids age 12 and under, or our teen checking program for teens age 16-18.
As parents, we’re here as a resource for you. Check this site often for new tips and tools to encourage sound savings habits. Together, we can help teach kids the value of saving and give them a head start in life.
Pros and Cons of Student Loans
If you or a family member are considering the options of paying for college, it is important to determine what is best for your situation first. There are many pros and cons of student loans, and at 1st Ed Credit Union, we believe in transparency with our members. We understand that while loans provide a […]
Education Savings Accounts: What Are They Good For?
Education for your child or beneficiary is expensive — and we’re not just talking about college. Public or private K-12 schools can cost the same amount as university tuition, and it isn’t uncommon to feel overwhelmed by potential future education prices. While it can be difficult to predict just how much you will need to […]
Raising Privacy-Savvy Kids
In today’s world, digitally connected families must think about safety and security both online and offline. Every child is taught basic safety and security, like not talking to strangers and looking both ways before crossing the street. Teaching young people easy-to-learn life lessons for online safety and privacy begins with parents leading the way. The first step is […]
What Kind of Saver Are You?
National Credit Union Youth Month 2017 from CUNA on Vimeo. Choose which kind of saver you are from the images below:
Teach Your Little Owls to Fly With Money Talks
The first step to teaching your kids about money is talking about money. “The most effective way to teach is by having frequent discussions and don’t ever lecture,” said Ted Beck, President and Chief Executive of the National Endowment for Financial Education, in a recent Wall Street Journal article. “Look for teachable moments and always be […]
Fannett-Metal Students Visit 1st Ed Credit Union
On April 26, 2016, Fannett-Metal School District 5th graders visited 1st Ed Credit Union to take a tour and learn about the credit union. During their visit the students: Went through the process of a cash and mobile check deposit. Used the coin machine to exchange coins for cash. Learned why loans are necessary and why […]
What Is Credit Union Strong?
Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. As a not-for-profit financial cooperative, our core values […]
How to Do Allowances Right, According to the Experts
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Ron Lieber, personal finance writer for The New York Times, says he and his wife pay their […]
Are your kids on the right track to financial independence?
For many of today’s young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens […]
Welcome Students!
It’s Official! You are eligible for membership at 1st Ed Credit Union, if you are a student or a family member of a student that currently attends school in a Pennsylvania school district located in the following counties: Adams Cumberland Franklin Fulton York Our membership began with school employees, so it only made sense to allow the students of […]