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# 1st Ed Credit Union

It Makes Sense To Belong!

## Posts

- [Credit Union Car Loan vs. Dealer Financing: Which Is Better?](https://www.1edcu.org/why-getting-a-car-loan-through-a-credit-union-is-just-better/) - Is a credit union car loan better than dealer financing? Compare rates, fees, and the pre-approval process to see why credit union auto loans save you money.
- [Refinancing to Pay Off Debt: Is It a Good Idea?](https://www.1edcu.org/refinancing-to-pay-off-debt/) - Is refinancing a good idea for paying off debt? Learn the pros, cons, and options for debt refinancing including mortgage refinance, personal loans, and HELOCs.
- [Pros and Cons of Student Loans: Are They Worth It?](https://www.1edcu.org/pros-and-cons-of-student-loans/) - Are student loans worth it? Explore the pros and cons of student loans, including how they fund education and build credit, plus the risks of post-college debt.
- [Are Credit Unions Safer Than Banks in a Collapse?](https://www.1edcu.org/are-credit-unions-safer-than-banks-in-a-collapse/) - Are credit unions safer than banks in a collapse? Learn how credit unions are insured with the NCUA and if money is safe from the banking crisis of March 2023.
- [Stay Smarter Than Scammers!](https://www.1edcu.org/stay-smarter-than-scammers-2/) - Protect yourself from scams! Learn how to spot fraudsters, avoid phishing, and secure your financial information with these essential safety tips.
- [Demystifying Financial Advising: What You Need to Know](https://www.1edcu.org/demystifying-financial-advising-what-you-need-to-know/) - The best financial support comes from those committed to their communities. That’s why we offer financial advising in Chambersburg, PA from a local partner.
- [Checking In On Your Credit](https://www.1edcu.org/checking-in-on-your-credit/) - Checking In On Your Credit We all know how important it is to have a good credit score, but do you know how to check it? Lenders will request a copy of your credit report when you apply for a loan, but you can also check on your own once each year from each of
- [Financial Responsibility: Strategies for Navigating Tough Times](https://www.1edcu.org/financial-responsibility-strategies-for-navigating-tough-times/) - It's more important than ever to keep a handle on your finances. Here are some tips for creating financial responsibility during trying times.
- [What Is MFA, and What Does It Mean for Me?](https://www.1edcu.org/multi-factor-authentication-information/) - We will be implementing Multi-Factor Authentication (MFA) to access online and mobile banking, which provides an extra layer of protection.
- [How to Use Home Equity: Understanding the Power of Your Home](https://www.1edcu.org/how-to-use-home-equity-understanding-the-power-of-your-home/) - Learn how to use home equity to your advantage! Discover the benefits of home equity loans and lines of credit and unlock the full potential of your home.
- [Holiday Closings and Special Hours](https://www.1edcu.org/holiday-special-hours/) - View 1st Ed Credit Union's 2024-2025 holiday closings and special hours. Plan ahead with our schedule for your banking convenience!
- [How Do You Teach Kids Good Money Habits at Any Age?](https://www.1edcu.org/teach-kids-good-money-habits/) - Help kids and teens build strong money habits early. Learn practical tips for saving, spending, borrowing, and managing finances the right way.
- [What Gen Z Shoppers Should Know Before Buying a Car](https://www.1edcu.org/gen-z-shoppers-car-buying/) - Car buying looks a little different for Gen Z. Learn how to compare vehicles, review financing, understand ownership costs, and prepare before you shop.
- [Is Now a Good Time to Buy a Car? Here’s How to Know](https://www.1edcu.org/is-now-a-good-time-to-buy-a-car/) - Wondering if now is the right time to buy a car? Before you shop, learn when a car loan makes sense, how to budget wisely, and what red flags to avoid.
- [Coming Soon: New Online Banking Security Feature](https://www.1edcu.org/coming-soon-new-online-banking-security-feature/) - We’re making changes to keep you safe. The protection of your information is very important to us. We are pleased to announce an added login security feature that helps guard your online information by adding another layer of identity verification to online financial interactions. These upgrades will go into effect starting June 4, 2026.
- [Your Financial Checklist for the New Year](https://www.1edcu.org/financial-checklist-for-the-new-year/) - Start the new year strong with our financial checklist! Review retirement savings, loan repayments, and tax prep with our tools to simplify your planning.
- [Holiday Budget Checklist: Plan, Track, and Save](https://www.1edcu.org/holiday-budget-checklist-plan-track-and-save/) - Learn how to confidently build a holiday budget: plan, track, and save—plus options from 1st Ed Credit Union to cover shortfalls affordably.
- [Protect Your Money: Common Banking Scams and How to Avoid Them](https://www.1edcu.org/common-banking-scams-and-how-to-avoid-them/) - Learn how to identify and stop banking scams. 1st Ed Credit Union shares tips on spotting phishing, spoofing, and fraud to keep your money safe. Learn more now!
- [Your Guide to Credit Union Benefits: A 1st Ed FAQ](https://www.1edcu.org/your-guide-to-credit-union-benefits-a-1st-ed-faq/) - Get answers to common questions about loans, savings, credit, and the credit union benefits of joining 1st Ed Credit Union in our helpful FAQ blog post now.
- [Financial Literacy for Kids: Practical Tips They Should Know](https://www.1edcu.org/financial-literacy-for-kids/) - Discover the essentials of financial literacy for kids! From budgeting tips to saving strategies, help students build confidence in managing money with 1st Ed!
- [How to Pay Off Debt Fast: 8 Smart Strategies to Become Debt-Free](https://www.1edcu.org/how-to-be-smart-with-money-pay-off-debt-faster/) - Learn how to pay off debt fast with 8 proven strategies including the snowball method, consolidation, and balance transfers. Start your debt-free journey today.
- [How to Maximize Your Tax Return: Smart Ways to Put Your Refund to Work](https://www.1edcu.org/how-to-maximize-your-tax-return/) - Getting a tax refund? Wondering how to spend it? See how to maximize your return by paying down debt, building savings, or investing in your future.
- [Why Is Financial Literacy Important? Benefits at Every Life Stage](https://www.1edcu.org/importance-of-financial-literacy/) - Why is financial literacy important? Discover the benefits of financial literacy at every life stage, from budgeting in your 20s to planning retirement in your 50s.
- [How to Build Wealth in Your 30s and 40s](https://www.1edcu.org/building-wealth-in-30s-and-40s/) - Learn how to build wealth in your 30s and 40s with strategies for retirement savings, debt management, and smart investing. Build your financial future.
- [Benefits of a Checking Account: Top Advantages You Should Know](https://www.1edcu.org/benefits-of-a-checking-account/) - What are the benefits of a checking account? Learn the top advantages at a credit union, from debit card access and direct deposit to NCUA insurance.
- [How to Build Credit Fast: 8 Proven Ways to Establish and Grow Your Score](https://www.1edcu.org/easy-ways-to-build-credit/) - Learn how to build credit fast with 8 proven strategies. From secured cards to credit-builder loans, discover easy ways to grow your credit score.
- [Teens and Money Management](https://www.1edcu.org/teens-and-money-management/) - Teach your teen money management skills! Learn how to guide them in saving, budgeting, and setting goals. Open a checking account to help them track spending
- [Encourage Smart Savings Habits Early: Money Management for Kids](https://www.1edcu.org/money-management-for-kids/) - Here are a few tips for promoting thoughtful money management for kids.
- [Six Questions Your Auto Dealer Hopes You Can’t Answer](https://www.1edcu.org/six-questions-your-auto-dealer-hopes-you-cant-answer/) - Navigating automobile financing can be one of the biggest financial headaches you’ll encounter. But, unless you want to walk everywhere, it’s something you’ll have to deal with. The biggest hurdle is figuring out the angles and understanding the entities that stand to profit from the transaction. Let’s go through some of the more challenging parts
- [The Benefits of Financing a Car](https://www.1edcu.org/the-benefits-of-financing-a-car/) - If you’ve found yourself pondering the question, “how do car loans work?” or are hesitant about available loan options, we’ve got the answers you need.
- [Is It Better to Buy a New or Used Car?](https://www.1edcu.org/better-to-buy-a-new-or-used-car/) - Deciding is it better to buy a new or used car? Our guide explores the pros, cons, interest rates, and loan protection to help you make an informed choice.
- [SMART Goal Setting for Educators](https://www.1edcu.org/smart-goal-setting/) - In 2026, the term “pay raise” has a new meaning. While average national teacher salaries have climbed over the $70,000 mark, inflation has effectively offset those gains, leaving real purchasing power roughly 5.1% lower than a decade ago. For educators, 2026 isn’t just about making more; it’s about making more of what you have.
- [Home Equity Loan vs HELOC: Which Option Is Right for You?](https://www.1edcu.org/home-equity-loan-vs-heloc/) - Wondering whether a home equity loan vs HELOC is right for you? Learn the key differences and how to leverage your home’s value with 1st Ed Credit Union.
- [5 Ways to Make Your Budget Work](https://www.1edcu.org/5-ways-to-make-your-budget-work/) - Track Your Spending – No matter how large or small every penny counts. Save – Set up auto transfers into your savings from your payroll and you won’t even think about it. Pay Down Debts – Pay off your highest interest rate debts first to save money in the long run. Create An Emergency Fund – You never know
- [9 Tips for Paying Off Your Credit Card Debt](https://www.1edcu.org/9-tips-for-paying-off-credit-card-debt/) - Learn 9 tips to pay off credit card debt, including budgeting, prioritizing payments, and exploring consolidation or loan options to save money
- [Tips for Getting out of Debt](https://www.1edcu.org/tips-for-getting-out-of-debt-in-2022/) - Controlling your debt can seem like such a big task, it’s hard knowing where to start. That’s why we're sharing our best tips for getting out of debt in 2022.
- [Education Savings Accounts: What Are They Good For?](https://www.1edcu.org/education-savings-accounts/) - Take a look at the rewarding uses and benefits offered by a dedicated education savings account with 1st Ed Credit Union.
- [How to Pay for College with Loans: Explore Your Options](https://www.1edcu.org/how-to-pay-for-college-with-loans/) - Learn more about the various sources of funding out there and how to pay for college with loans.
- [Daily Transactions Made Easy: Open a Convenience Checking Account](https://www.1edcu.org/open-a-convenience-checking-account/) - Here’s how you can save and spend smartly with a convenience checking account.
- [6 Simple Steps to Improve Your Credit Score](https://www.1edcu.org/6-simple-steps-to-improve-your-credit-score/) - Pay Your Bills On Time Each time a late payment is made, it affects your credit score. Pay Down Debt By paying off debt, you are increasing your debt to income ratio. Use Bill Pay Schedule your bills to be paid automatically from your account and never miss a payment again. You can also manually
- [How to Maintain a Good Credit Score](https://www.1edcu.org/how-to-maintain-a-good-credit-score/) - You have a good credit rating, but there's still work to be done. Read on to learn how to maintain a good credit score.
- [Credit Score Tips and Tricks](https://www.1edcu.org/credit-score-tips-and-tricks/) - Here are a few credit score tips and tricks you can use to get on the right track.
- [Branch Team Leader Job Description and Responsibilities](https://www.1edcu.org/team-lead/) - Job Description- Branch Team Leader GENERAL SUMMARY Assists in building valued financial relationships with our members by actively recommending and cross-selling 1st Ed products and services that best meet our members’ financial needs while providing outstanding professional service and answering all member inquiries. ESSENTIAL FUNCTIONS Answers all incoming calls in a professional, timely and
- [Choosing a Credit Union in Hanover: What to Look for Before You Join](https://www.1edcu.org/building-your-financial-future-with-1st-ed-credit-union/) - Choosing a credit union in Hanover or comparing it to a bank? Learn what to look for, from rates to service and support, so you can find the right fit.
- [Welcome Students!](https://www.1edcu.org/student-membership/) - Students in select PA school districts can join 1st Ed Credit Union! Access tailored financial services and start building your future. Family members welcome too!
- [1st Ed College Funding Options](https://www.1edcu.org/1st-ed-college-funding-options/) - Planning for college is an exciting time for the entire family. Being prepared financially is an important consideration. At 1st Ed, we’re here to help. 1st Ed College Funding Options: Student Loan Line of Credit Investing in an Education Savings Account Investing in a Certificate of Deposit Securing a 1st Ed Home Equity Loan or
- [The 2026 Student Loan Tax Shift](https://www.1edcu.org/student-loan-tax-shift/) - At 1st Ed, we believe that as an educator, you’re at your most effective when your focus is on students, not your taxes. As we enter the 2026 tax season, many student loan borrowers are facing a new landscape after changes to various federal tax exemption programs took effect at the start of the year.
- [Member Service Representative](https://www.1edcu.org/msr-job-description/) - Join 1st Ed Credit Union as a Member Service Representative! Provide exceptional service, cross-sell financial products, and grow your career. Apply today!
- [Financial Service Representative](https://www.1edcu.org/fsr-job-description/) - Join 1st Ed Credit Union as a Financial Service Representative! Build financial relationships, cross-sell products, and grow your career with competitive pay and benefits. Apply now!
- [Congratulations on landing a new job!](https://www.1edcu.org/congratulations-on-landing-a-new-job/) - Congrats on your new job! 1st Ed Credit Union helps you stay financially organized with online banking, direct deposit, auto loans, and nationwide ATM access.
- [1st Ed Offers a Variety of Products and Services to Help You Prepare for Retirement](https://www.1edcu.org/1st-ed-offers-a-variety-of-products-and-services-to-help-you-prepare-for-retirement/) - Prepare for retirement with 1st Ed Credit Union! Enjoy IRAs, CDs, nationwide ATMs, home equity loans, and expert lending support. Secure your future today!
- [The True Cost Of Your RV](https://www.1edcu.org/the-true-cost-of-your-rv/) - Q: We’d like to get an RV instead of going on vacation this summer. It’s always been a dream of ours. In addition to the cost of purchasing the RV, what hidden expenses should I expect once we own it? A: Buying or renting an RV can be an enjoyable way to travel and see
- [Spread the Benefits: Earn $50 with 1st Ed Credit Union's Refer a Friend Program](https://www.1edcu.org/refer-a-friend-program/) - Earn $50 with 1st Ed Credit Union's Refer a Friend Program! Refer friends to transfer a balance — you both are rewarded while enjoying credit union perks.
- [There are no "quick fixes" to clean up your credit](https://www.1edcu.org/no-quick-fix-to-clean-up-credit/) - Don’t fall for credit repair scams. Learn how to clean up your credit by reviewing your report, disputing errors, and working with legitimate counselors
- [Congratulations on this memorable moment in your life!](https://www.1edcu.org/congratulations-on-this-memorable-moment-in-your-life/) - Congratulations! 1st Ed Credit Union offers wedding loans, joint accounts, low-rate credit cards, and mortgage options to help you start your financial journey
- [9 Best Day Trips and Weekend Getaways From Southern Pennsylvania](https://www.1edcu.org/best-day-trips-from-pennsylvania/) - Looking for a getaway from PA? Learn about the best day trips from Pennsylvania and fun Pennsylvania road trips for families, couples, and adventurists.
- [How to Spot, Avoid, and Report Tech Support Scams](https://www.1edcu.org/how-to-spot-avoid-and-report-tech-support-scams/) - Learn to spot, avoid, and report tech support scams with tips from 1st Ed Credit Union. Stay safe from fraud and protect your personal information today!
- [Put the Brakes on Phony Online Car Sales](https://www.1edcu.org/phony-online-car-sales/) - Beware of online car scams! Learn how to spot fake listings, avoid high-pressure tactics, and never pay with gift cards or wire transfers.
- [Stay Smarter than Scammers!](https://www.1edcu.org/stay-smarter-than-scammers/) - Protect yourself from scams! Learn how to spot fraudsters, avoid phishing, and secure your financial information with these essential safety tips.
- [Is Your Vehicle Ready for Winter?](https://www.1edcu.org/winterize-your-car/) - Prepare your car for winter with these essential tips! Check fluids, tires, battery, and brakes, plus create an emergency kit to stay safe in cold weather.
- [Tax Benefits for College Students](https://www.1edcu.org/tax-benefits-for-college-students/) - Discover tax benefits for college students! Learn about the American Opportunity Credit, Lifetime Learning Credit, and deductions for tuition and student loans
- [Raising Privacy-Savvy Kids](https://www.1edcu.org/raising-privacy-savvy-kids/) - Help your children understand online privacy and safety. Teach them to share with care, protect their personal info, and own their online presence
- [Making Crucial Estate Decisions](https://www.1edcu.org/making-crucial-estate-decisions/) - Learn the importance of estate planning, including writing a will, naming power of attorney, and making key decisions to protect your assets and family
- [Congratulations on Purchasing a New Home!](https://www.1edcu.org/congratulations-on-purchasing-a-new-home/) - Congrats on your new home! 1st Ed Credit Union offers fixed and adjustable-rate mortgages, refinancing options, and resources to make home buying easy
- [Keep Debit And Credit Cards Safe From Fraud](https://www.1edcu.org/keep-debit-and-credit-cards-safe-from-fraud/) - Protect your debit and credit cards from fraud. Learn steps to block cards, dispute charges, and monitor your accounts for security
- [Are Free Trials Really Free?](https://www.1edcu.org/freetrials/) - Learn how to avoid hidden charges and subscription traps in free trials. Protect yourself with tips on reading fine print, researching companies, and tracking dates
- [Beware of Tax Scammers](https://www.1edcu.org/beware-of-tax-scammers/) - Stay vigilant this tax season! Avoid IRS impostor scams and tax identity theft with tips from 1st Ed Credit Union. Learn how to protect yourself today!
- [Auto Finance Scams](https://www.1edcu.org/auto-finance-scams/) - Protect yourself from auto finance scams! Learn to spot tricks, know your credit score, and secure pre-approved loans with 1st Ed Credit Union for peace of mind.
- [What is a Certificate of Deposit (CD) and How Does it Work?](https://www.1edcu.org/what-is-a-certificate-of-deposit/) - Boost your savings with a Certificate of Deposit (CD) from 1st Ed Credit Union! Enjoy higher interest rates, security, and goal-oriented saving options. Open today!
- [How To Keep Your Wallet Safe From Fraud](https://www.1edcu.org/keep-wallet-safe-from-fraud/) - Protect your wallet from fraud with 1st Ed Credit Union's tips! Track transactions, secure your PIN, and handle receipts & cards carefully. Stay safe today!
- [GAP Plus Coverage](https://www.1edcu.org/gap-plus-coverage/) - Protect your vehicle investment with GAP Plus from 1st Ed Credit Union. Cover the difference if your car is stolen or totaled and prepare for the unexpected!
- [Student Membership Application](https://www.1edcu.org/student-membership-application/) - Join 1st Ed Credit Union with our Student Membership Application! A simple 6-step process to access exclusive benefits tailored for students. Apply today!
- [Partner Employee Financial Wellness Brochure](https://www.1edcu.org/partner-employee-financial-wellness-brochure/) - Boost employee satisfaction and productivity with 1st Ed Credit Union's FREE Employee Financial Wellness Program. Enhance wellbeing and loyalty—it's a win-win!
- [Balance Transfer Form](https://www.1edcu.org/balance-transfer-form/) - Transfer high-rate balances to your 1st Ed Visa Credit Card with ease! Complete our Balance Transfer Form online and save. Terms apply. Start now!
- [Love My Credit Union Rewards](https://www.1edcu.org/love-my-credit-union-rewards/) - Save big with 1st Ed Credit Union! Enjoy exclusive member discounts on TurboTax, H&R Block, and more through Love My Credit Union Rewards. Start saving today!
- [Tips for Credit Card Security and Privacy](https://www.1edcu.org/credit-card-security-and-privacy-tips/) - Check out these five credit card security tips that will assist in making your information as private as possible.
- [Exploring the Benefits of Joining a Credit Union Like 1st Ed](https://www.1edcu.org/benefits-of-joining-a-credit-union-like-1st-ed/) - Discover the benefits of joining a credit union like 1st Ed Credit Union! Enjoy lower loan rates, personalized service, and the perks of member ownership.
- [Make the Most of Holiday Spending with Holiday Loans](https://www.1edcu.org/holiday-loans/) - A holiday loan is a type of personal loan that provides a lump sum of money, which you can use to cover holiday-related expenses. Learn how holiday loans work.
- [How to Protect Yourself From Identity Theft](https://www.1edcu.org/how-to-protect-yourself-from-identity-theft/) - Learn how to protect yourself from identity theft with practical tips, prevention methods, and steps to take if your identity is compromised. Stay secure today.
- [How to Save Money for Travel: 10 Budgeting Tips](https://www.1edcu.org/how-to-save-money-for-travel/) - With the right financial strategies, you can turn your travel goals into a reality. Learn how to save money for travel so you can plan the perfect getaway.
- [Unleashing the Power of SmartWallet: Your Ultimate Guide for Summer Travels](https://www.1edcu.org/unleashing-the-power-of-smartwallet-your-ultimate-guide-for-summer-travels/) - Manage your cards effortlessly with 1st Ed SmartWallet. Control transactions, set alerts, and track spending on the go. Perfect for summer travels!
- [Home Improvement Tips to Increase the Value of Your Home](https://www.1edcu.org/home-improvement-tips/) - Home improvement tips for making your renovation project a success. Home improvements can increase the value of your home, offering a significant ROI at resale.
- [The 1st Ed Credit Union Advantage: Debit Card Rewards and More](https://www.1edcu.org/debit-card-rewards-and-more/) - Understand the value of banking with a credit union and elevate your everyday purchases with the best debit card rewards program from 1st Ed Credit Union.
- [5 Benefits of Homeownership + Is It a Good Time to Buy?](https://www.1edcu.org/benefits-of-homeownership-is-it-a-good-time-to-buy-a-house/) - Owning a home is a significant milestone for many. Let's explore the five benefits of homeownership and answer the question: Is now a good time to buy a house?
- [Nail Your Home Improvement Project With a Plan](https://www.1edcu.org/home-improvement-project-plan/) - Whether you’re thinking of a simple update, room makeover, or major remodel, you need a home improvement project plan to get the job done right.
- [5 Easy Investment Tips for Beginners](https://www.1edcu.org/investment-tips-for-beginners/) - It is important to do your research when choosing investment products that are right for you. In this article, we have provided investment tips for beginners.
- [7 Smart Holiday Spending Tips](https://www.1edcu.org/holiday-spending-tips/) - This holiday season, plan your budget and gift purchases wisely. Use our 7 smart holiday spending tips so you can celebrate the season without overspending.
- [What to Do if your Identity is Stolen](https://www.1edcu.org/what-to-do-if-your-identity-is-stolen/) - Having your identity stolen can be a scary experience. Here are some steps you can take toward identity theft recovery if it happens.
- [Fraud Center](https://www.1edcu.org/fraud-center/) - Contact Us If you suspect fraud or have identity theft concerns, find the best way to contact us in order to keep your accounts safe. Learn More Card Fraud Find ways to lower the risk of your debit and/or credit cards becoming compromised. Learn More Cyber Security Learn how to protect yourself from cybercriminals while
- [We’re Here For You](https://www.1edcu.org/were-here-for-you/) - The safety and health of our members and staff is our highest priority and although we are continuing to operate with limited services, we are here for you and ready to serve you! Our drive-up window is available Monday through Friday in Chambersburg from 9:00 am to 4:00 pm and 9:00 am to 12 noon
- [Join Our Board of Directors or Supervisory Committee](https://www.1edcu.org/join-our-board-of-directors-or-supervisory-committee/) - 2022 Board of Directors and Supervisory Committee Election The Board of Directors is responsible for setting policies, approving budgets, and helping direct the strategic vision of the credit union. The board directs the credit union in accordance with the federal and/or state credit union acts, by-laws, ethical business practices, and other rules and regulations. Our
- [Why Choose Convenience Banking?](https://www.1edcu.org/why-choose-convenience-banking/) - Check out a few of the top convenience services we offer at 1st Ed Credit Union and their benefits.
- [Cybersecurity Awareness Month](https://www.1edcu.org/cybersecurity-awareness-month/) - The most common types of scams will target you through fake emails, text messages, voice calls, letters or even someone who shows up at your front door unexpectedly.
- [2021 Annual Meeting of the Membership](https://www.1edcu.org/2021-annual-meeting/) - Please click here to view our 2020 Annual Report.
- [Paying Yourself First When There’s Nothing Left To Save](https://www.1edcu.org/paying-yourself-first-when-theres-nothing-left-to-save/) - You've read it a million times if you’ve read it once. Put money away. Save 10 percent of your income. Fund your 401(k) plan. Pay yourself first. Establish a nest-egg. Spend less than you earn. But what if you can’t? What if you simply don’t make it from one pay check to the next on
- [Mobile Deposit Terms & Conditions](https://www.1edcu.org/mobile-deposit-terms-conditions/) - Check Processing Requirements Any check that is transmitted for Mobile Deposit must accurately and legibly provide all the information on the front and the back of the check prior to being scanned. The scanned image of the check must accurately and legibly provide the following information: (1) the information identifying the drawer and the paying
- [How to Buy a Used Car](https://www.1edcu.org/how-to-buy-a-used-car/) - Shopping for a used car is a great way to get the most vehicle possible for your money, and there are lots of pre-owned gems out there just waiting to be found. These simple steps can help you choose one you can drive happily for years to come. Calculate your budget and explore financing Keeping
- [Help Us Help The Community Food Drive](https://www.1edcu.org/help-us-help-the-community-food-drive/) - From November 18 - December 4 we collected 98 nonperishable food items that were donated to the South Central Community Action Program (SCCAP) Food Pantry in Chambersburg, PA. The donations will help feed Chambersburg's food-insecure population. "We want to thank all members and staff that donated to help bring food into homes for the holidays." -
- [Do You Need Help Getting Out of Debt?](https://www.1edcu.org/do-you-need-help-getting-out-of-debt/) - Unbury.us: A Tool To Help You Dig Out Of Debt One of the biggest psychological hurdles of being in debt is sorting it all out. It can be very easy to just see a pile of minimum monthly payments. You pay them like every other bill and forget about them. Your mortgage, your credit card,
- [3 Reasons Your Tax Refund Might Not Be As Big As You're Expecting](https://www.1edcu.org/3-reasons-your-tax-refund-might-not-be-as-big-as-youre-expecting/) - Everyone tells you not to plan on having a tax refund. If you’re living paycheck-to-paycheck, though, you know where every dollar is going. You might be counting on that money to give you the breathing space you need. Even if you’re a little further ahead than that, you may still have made plans for your
- [Holiday Budgeting Tips](https://www.1edcu.org/holiday-budgeting-tips/) - Take part in the festivities without breaking the bank this year by checking out these holiday budgeting tips.
- [What Kind of Saver Are You?](https://www.1edcu.org/what-kind-of-saver-are-you/) - National Credit Union Youth Month 2017 from CUNA on Vimeo. Choose which kind of saver you are from the images below:
- [2020 Annual Meeting of the Membership](https://www.1edcu.org/2020-annual-meeting/) - Please click here to view our 2019 Annual Report.
- [Skip-A-Pay](https://www.1edcu.org/skip-a-pay/) - Take advantage of our Skip-A-Pay program. You may qualify for two skips within a 12-month period for loans in good standing (excluding real estate loans and credit cards). You can skip a payment on: Auto Loans Motorcycle Loans RV Loans Personal Loans
- [1st Ed Credit Union's Hanover Branch](https://www.1edcu.org/hanover-branch/) - 1st Ed Credit Union opened a new branch in Hanover, Pennsylvania in October 2019. This is 1st Ed’s third full-service location offering consumer banking services, including checking and savings accounts, low-rate consumer loans such as first mortgages and auto loans, a walk-up 24-hour ATM, and financial seminars and workshops for the members and community. “We’re excited to have the
- [Our Members Have Access to Thousands of Surcharge-Free ATMs Nationwide](https://www.1edcu.org/nationwide-surcharge-free-atms/) - Members of 1st Ed Credit Union have access to over 32,000 surcharge-free ATMs nationwide with our ATM networks. To use an ATM locator, click the logos below: Find a CO-OP ATM Find surcharge-free ATMs in Pennsylvania by county Find a MoneyPass® ATM Find a STAR surcharge-free ATM
- [Free Trials and Tribulations](https://www.1edcu.org/free-trials-and-tribulations/) - As you browse online, you probably see offers to try out cool products or services for free. This can be tempting and, many times, it’s okay to check them out. But some dishonest companies will bury the terms of their “free trial” offers in fine print or not disclose them at all. Their real goal
- [How to Do Allowances Right, According to the Experts](https://www.1edcu.org/youth-allowances/) - One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what’s the best way to do an allowance? There are many theories on that. Ron Lieber, personal finance writer for The New York Times, says he and his wife pay their
- [How To Clear Your Cache And Cookies](https://www.1edcu.org/how-to-clear-cache-and-cookies/) - In order to increase your connection speed to websites that you visit often, your web browser will remember certain things on that website such as logos, images, and content that is present on all pages. The place where all of this data is stored is your browser's cache folder. Sometimes websites make changes that will
- [Keep Your Identity Safe and Secure](https://www.1edcu.org/keep-your-identity-safe-and-secure/) - Identity thieves have more access than ever to your personal information. They will go through garbage not only from your home, but from local businesses or the dump. They pretend to work for important companies such as your doctor's office, medical insurance company, or the government and call or e-mail you to retrieve your personal
- [Are You Over Sharing On Social Media?](https://www.1edcu.org/are-you-over-sharing-on-social-media/) - What may seem innocent could put you at risk for home invasion or identity theft. Is Your Birth-date Displayed? Identity thieves only need a few pieces of the puzzle to get into your online accounts. Do You Share Your Phone Number? Unsolicited scammers can get your phone number from social media. Are Your Vacation Pictures
- [Beware of Phishing Emails](https://www.1edcu.org/phishing-emails/) - What is Phishing? The United States Computer Emergency Readiness Team defines it as: "An attempt by an individual or group to solicit personal information from unsuspecting users by employing social engineering techniques." You may not realize that you are receiving a Phishing email until it's too late. The emails seem to be coming from a
- [Understanding the Home Buying Process](https://www.1edcu.org/understanding-the-home-buying-process/) - Buying a home can be confusing, so the National Credit Union Administration has created a new video that makes the process easier to understand.
- [Certificate Rates](https://www.1edcu.org/certificate-rates/) - A Certificate of Deposit (CD) from 1st Ed Credit Union offers an excellent way to earn more on your deposits for a set time. CDs are also turnkey and easy to open – simply agree to keep a specific amount on deposit for a set term. When it comes to investing, you can choose from
- [Ten Things You Can Do To Improve Your Credit Score](https://www.1edcu.org/ten-things-you-can-do-to-improve-your-credit-score/) - Did you know that only 10 percent of Americans know their credit score? Those are the findings of a survey commissioned by TrueCredit.com, a web subsidiary of the credit bureau, TransUnion. “It is shocking how little Americans know about their credit,” said John Danaher, president of TrueCredit.com. “Good credit is a cornerstone of your financial
- [Saving During The Holidays](https://www.1edcu.org/saving-during-the-holidays/) - Young members are the future of the credit union. When they learn to save early, those habits stick with them for a lifetime. There's no better time than during the holidays to teach your children how to spend and save. When making a budget for your family include your children to create their own savings budget
- [Are You Keeping Unnecessary Documents?](https://www.1edcu.org/unnecessary-documents/) - You're probably keeping more documents than you need... Documents to Keep These documents should be kept in a secure location such as a fireproof box or safe in your home. Birth, marriage, and death certificates Most recent insurance and investment documents Retirement plan statements Will, Trust and POA documents Documents to Shred When shredding documents, make
- [Find The Best Auto Insurance](https://www.1edcu.org/find-the-best-auto-insurance/) - How Can You Find The Best Rate For Your Auto Coverage? Know What You Want Good Coverage Affordable Premiums Helpful and Friendly Customer Service Ask and Compare Compare at least 3 different companies to make sure you have options. Ask family and friends what companies they use. See what specials they offer customers. Safe-driver discounts Multi-Coverage discounts
- [What Is Credit Union Strong?](https://www.1edcu.org/youth-credit-union-strong/) - Young people face a bewildering financial landscape in their immediate future—one where technology has made spending as easy as breathing and the cost of higher education continues to skyrocket. That’s why we believe it’s more important than ever to ensure our youth possess strong money management skills. As a not-for-profit financial cooperative, our core values
- [Are your kids on the right track to financial independence?](https://www.1edcu.org/youth-financial-independence/) - For many of today's young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or debit or credit card, and 59% of teens
- [Do You Live For Now Or The Future?](https://www.1edcu.org/fomo/) - Do you suffer from FOMO? It’s a generational phenomenon, like absinthe was for the Greatest Generation. For those not in the know, FOMO is an acronym that stands for Fear Of Missing Out. It’s that sensation in the back of your mind that makes you go out even when you’re tired. It’s the reason you
- [Emergency Savings Tips](https://www.1edcu.org/emergency-savings-tips/) - Being financially secure means you have a fully funded emergency savings account Follow these simple steps to start saving today: Open a Savings Account This should be a separate savings account, not in the same account as your holiday, vacation, or regular savings funds. Just Say No Do not get a debit card, checks, or
- [Proof That Negotiating Your Monthly Payments Helps You Save](https://www.1edcu.org/proof-that-negotiating-your-monthly-payments-helps-you-save/) - Are you overpaying for monthly services? It's time to schedule a Bill-Haggle Day. This is one day that you set aside to contact all of the companies that you pay monthly, quarterly, or yearly and negotiate your payments with them. You can even arrange a deal with your utility and electric company for a smaller monthly charge. Follow
- [Is Your Rewards Card Really Rewarding?](https://www.1edcu.org/is-your-rewards-card-really-rewarding/) - Conventional financial wisdom for the last 10 years has been that you need a rewards card. Obviously, carrying a balance is bad, but if you pay your debt in full every month, it’s a no-brainer. You put all your expenses on your credit card, pay it off before you’re charged interest, and rack up those
- [7 Ways to Turn Saving Money into a Habit](https://www.1edcu.org/7-ways-to-turn-saving-money-into-a-habit/) - The spending and saving habits of your past don't define your future — your current ones do. And this America Saves Week is a great time to start with a clean slate. Hitting the reset button won't cure all your financial woes, but when it comes to adopting good saving habits it's truly half the
- [5 Simple Steps to Save Successfully](https://www.1edcu.org/5-simple-steps-to-save-successfully/) - America Saves Week (February 23 – 28, 2015) is an annual opportunity for individuals to assess their savings and take financial action. America Saves’ mantra – and the focus for America Saves Week – is simple: Set a Goal. Make a Plan. Save Automatically. When you know what your current financial picture looks like, you
- [Teach Your Children Financial Independence](https://www.1edcu.org/teach-your-children-financial-independence/) - Are your kids on the right track to financial independence? For many of today's young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking
- [Monkey See, Monkey Do: Teach Children to be Wild About Saving](https://www.1edcu.org/monkey-see-monkey-do-teach-children-to-be-wild-about-saving/) - Here are a few ideas to help your cubs get Wild About Saving: * Have young children—preschool age—sort different types of money into piles by color and size. * Play store or credit union/bank. Help them use a pretend cash register. * At the grocery store, let children of all ages help you shop. Teach
- [Sharpen Your Savings Skills](https://www.1edcu.org/sharpen-your-savings-skills/) - Learning to save money takes practice. By saving, you can spend money on what’s important to you—whether that's a new video game, a trip to the movies, a used car, or even a college education. Let's get started: Elementary school: - Ask your parents to help you open your own savings account at the credit

## Pages

- [Home | 1st Ed Credit Union](https://www.1edcu.org/) - 1st Ed Credit Union is a Pennsylvania credit union in central PA whose purpose is to provide our members with financial services.
- [Events](https://www.1edcu.org/news-resources/events/) - Join 1st Ed Credit Union for engaging financial workshops and community events to enhance your financial knowledge and skills. See our current schedule.
- [I Love My Credit Union Day](https://www.1edcu.org/lmcu-day/) - Celebrate I Love My Credit Union Day with 1st Ed! Every year we participate in I Love My Credit Union Day by asking you to share what you love about being part of a credit union, and we’re celebrating the credit union movement in all 1st Ed branch locations! We will be hosting a special
- [Refer a Friend. You Both Earn Rewards.](https://www.1edcu.org/refer-a-friend-earn-rewards/) - 1st Ed's year-round Refer a Friend program lets you earn cash rewards when friends and family join. Your referral receives new-member benefits too. Learn more.
- [Spread Some Happiness!](https://www.1edcu.org/spread-some-happiness-giveaways/) - Participate in 1st Ed Credit Union giveaways and spread happiness within the community with exciting prizes and events. Learn the latest here.
- [Give Your Wallet a Summer of Freedom](https://www.1edcu.org/send-your-wallet-on-vacation/) - Celebrate USA 250 with a low-rate auto loan from 1st Ed Credit Union. Choose 90 days of no payments OR a $250 gift card when you apply by July 31, 2026.
- [Vehicle Loans](https://www.1edcu.org/loans/vehicle-loans/) - Looking for credit union car loans in Chambersburg, PA? Look no further than 1st Ed Credit Union! We offer competitive rates, no down payments, & more.
- [Career Opportunities](https://www.1edcu.org/about-us/career-opportunities/) - Interested in local credit union career opportunities? Check out available open positions at 1st Ed Credit Union.
- [Turn Friendship Into Membership!](https://www.1edcu.org/refer-friend/) - Have you shared why It Makes Sense to Belong? Turn friendship into membership with our Refer a Friend program! When you refer a friend, family member, coworker, or other potential member to join 1st Ed you’ll earn $25* when they open their membership. They’ll also earn $25* so It Makes Sense to Belong for both of you! New members can earn
- [Shred Day 2026](https://www.1edcu.org/shred-day/) - Join 1st Ed Credit Union’s Shred Day for secure disposal of your sensitive documents. Learn more and ensure your personal information remains protected.
- [Newsletters](https://www.1edcu.org/news-resources/newsletters/) - Stay informed with 1st Ed Credit Union's newsletters. View the latest articles and sign up for updates on products, services, and financial tips.
- [IRAs](https://www.1edcu.org/deposits/iras/) - Whether you’re saving for retirement, education, or another purpose, at 1st Ed Credit Union, we offer the IRA choices and expertise you need.
- [Debit Cards](https://www.1edcu.org/services/debit-cards/) - A Visa debit card from 1st Ed Credit Union offers free transactions, access to over 32,000 surcharge-free ATMs nationwide, plus rewards. Apply online.
- [Checking](https://www.1edcu.org/services/checking/) - 1st Ed's free checking account services come with online and mobile banking plus access to over 32,000 surcharge-free ATMs. Enjoy convenience and savings.
- [Meet and Greet with Kampstra RSVP](https://www.1edcu.org/meet-and-greet-with-kampstra-rsvp/) - Meet our new financial planning partners at Kampstra Wealth Management with events at all 3 of our branch locations! Meet & Greet with Kampstra Wealth Management at 1st Ed RSVP to attend a meet & greet with our new financial planning partners from Kampstra Wealth Management at any of 1st Ed’s branch locations. Greencastle: Thursday,
- [Insurance Services](https://www.1edcu.org/services/insurance-services/) - Explore tailored insurance solutions from 1st Ed Credit Union for optimal coverage. Save money on all of your insurance needs!
- [Student Loans](https://www.1edcu.org/loans/studentloans/) - 1st Ed Credit Union student loans offer a variety of ways to save and pay for a college education. Check out all the options here.
- [Teacher Appreciation Week giveaway](https://www.1edcu.org/teacher-appreciation/) - Teacher Appreciation Giveaway Entry Form Enter to win a gift card to celebrate Teacher Appreciation Week with us! We are so thankful for all the hard work you do to make our communities a better place, and to create bright futures for tomorrow's leaders. Your full name(Required)Your job title(Required)Your school district(Required)Email(Required) Phone Submit
- [News & Resources](https://www.1edcu.org/news-resources/) - Stay informed with the latest financial news, updates, and helpful resources from 1st Ed Credit Union, ensuring you stay ahead in your financial journey.
- [Spend Smarter with our Money Management Hub!](https://www.1edcu.org/money-management/) - Financial Literacy Card Management Budgeting Tips Financial Wellness Smarter Spending Spend smarter, live happier Nearly 75% of all Americans experience a level of financial regret.1 Managing your finances can be challenging, and we’re here to help you along the journey to financial stability. Learn more Master card spending with digital card control From setting spending limits
- [Forms & Applications/Disclosures](https://www.1edcu.org/news-resources/forms-applications/) - Access necessary forms and applications quickly and securely with 1st Ed Credit Union, ensuring your banking needs are met efficiently. Get started today.
- [About Us](https://www.1edcu.org/about-us/) - 1st Ed Credit Union serves school employees and their families in Chambersburg, PA. Our purpose is to provide our members with quality financial services.
- [VISA® Credit Cards](https://www.1edcu.org/loans/visa-credit-cards/) - 1st Ed offers two credit card options, both of which offer convenient features and rewards. Click to learn more about Visa Rewards from 1st Ed Credit Union.
- [Celebrate Youth Month with us!](https://www.1edcu.org/youth-month/) - Celebrate Youth Month this April at 1st Ed Credit Union! A special savings offer is on the way—get ready to hit a home run with your finances.
- [Soar for the Stars with a Youth Savings Account](https://www.1edcu.org/youth-savings/) - Open a youth savings account at 1st Ed Credit Union and earn a $25 bonus. Help your child build smart saving habits with a trusted local credit union.
- [Annual Meeting of the Membership](https://www.1edcu.org/annual-meeting/) - Stay informed and engaged with 1st Ed Credit Union's Annual Meeting. Discover important updates and join us in shaping our future. Learn more here!
- [Membership](https://www.1edcu.org/about-us/membership/) - Learn the facts about 1st Ed Credit Union membership. See who is eligible and how we can serve residents and employees in Pennsylvania.
- [Certificates](https://www.1edcu.org/deposits/certificates/) - Understand the benefits of Certificates of Deposit (CDs) with 1st Ed Credit Union. Learn how CDs can grow your savings today.
- [Locations & Hours](https://www.1edcu.org/about-us/locations-hours/) - Check here for all 1st Ed Credit Union hours of operation and locations in the Pennsylvania area.
- [1st Ed In The Community](https://www.1edcu.org/about-us/community/) - Community service has always been important to 1st Ed. See what we are doing in our local community to support members, students, and more.
- [1st Ed Credit Union Scholarship Information](https://www.1edcu.org/scholarship-information/) - Learn about the 1st Ed Credit Union scholarship program, eligibility requirements, application process, and how high school seniors can apply.
- [Loans](https://www.1edcu.org/loans/) - 1st Ed Credit Union loans are available for a variety of needs, including personal, auto, home, and more. Click to learn more about our PA credit union loans.
- [Online Banking](https://www.1edcu.org/services/online-banking/) - With 1st Ed Credit Union online banking, you can transact business around the clock anywhere. Join today to enjoy the benefits of online banking!
- [1st Ed Scholarship Application Form](https://www.1edcu.org/scholarship-application/) - Apply for the 1st Ed Credit Union scholarship. Review eligibility requirements and complete the scholarship application form online.
- [Services](https://www.1edcu.org/services/) - 1st Ed's banking services are built around your financial needs. We offer the conveniences of a larger institution with a more personal touch. Learn more.
- [Visit with the Easter Bunny!](https://www.1edcu.org/visit-with-the-easter-bunny/) - Hop on over to 1st Ed to meet the Easter Bunny! On Saturday, March 28, 1st Ed is inviting our youngsters to our Chambersburg branch to meet the Easter Bunny and get a free Easter gift!* We’ll also be offering early access to our Youth Month special offer: New members aged 17 and younger who
- [Shippensburg Students Save Smarter with 1st Ed!](https://www.1edcu.org/ship-career-partner/) - Save Smarter: Are you wondering why It Makes Sense to Belong at 1st Ed? Control your money anytime, anywhere with a Checking Account! As a member, you’ll have access to 30,000+ surcharge-free ATMs across the country to use your fee-free debit card, our innovative mobile app, and more. For a limited time only, you can
- [Join 1st Ed on the Road to Membership!](https://www.1edcu.org/road-to-membership/) - Joining 1st Ed has never been easier! We believe everyone should have access to competitive loan rates, personal customer service, and accessible online services, which is why we are proud to have expanded our membership eligibility to include many groups throughout the area! While our roots are in education, we have partnered with a wide
- [Board of Directors and Supervisory Committee](https://www.1edcu.org/about-us/board-and-committee/) - Become a leader at 1st Ed Credit Union. Join our Board or Supervisory Committee and make a difference. Apply today and shape our future!
- [CO-OP Shared Branch and ATM](https://www.1edcu.org/co-op-shared-branch-and-atm/) - You're welcome at branches and over 32,000 surcharge-free ATMs with the CO-OP Shared Branch logo -- including convenient locations like Costco and Walgreens.
- [Your New Financial Benefits Package](https://www.1edcu.org/arc-membership/) - 1st Ed Credit Union and The Arc of York and Adams Counties As an employee of The Arc of York and Adams Counties, you can now take advantage of your new financial wellness program! We are proud to work with a variety of school districts, partner companies, and community organizations in Pennsylvania to offer membership
- [Become a Select Employee Group](https://www.1edcu.org/become-a-seg/) - Are you interested in offering credit union membership and financial wellness as a benefit to your employees? Become a Select Employee Group at 1st Ed.
- [Your New Financial Benefits Package](https://www.1edcu.org/financial-benefits/) - 1st Ed Credit Union and Your New Financial Wellness Benefits Did you know that your employer offers a financial wellness program as one of your workplace benefits? With 1st Ed Credit Union, you can now take advantage of your new financial wellness program! We are proud to work with a variety of school districts, partner
- [Loan and Credit Card Application](https://www.1edcu.org/news-resources/forms-applications/loan-application/) - Apply for a loan in PA with 1st Ed Credit Union. Our secure application process helps you quickly get the funds you need. Get started here!
- [Links](https://www.1edcu.org/news-resources/links/) - Explore helpful financial resources and links provided by 1st Ed Credit Union to support your financial planning and management. Start your journey here.
- [1st Ed Rewards](https://www.1edcu.org/services/1st-ed-rewards/) - 1st Ed Credit Union Rewards program helps you earn points on everyday Visa debit or credit card purchases. Redeem for travel, cash back, gift cards, and more!
- [Unlock Possibility with a HELOC](https://www.1edcu.org/unlock-with-heloc/) - Need to update your home, consolidate debt, or make a large purchase? Take advantage of the equity in your home as a low-cost financing alternative. A Home Equity Line of Credit from 1st Ed can take care of all your lending needs. Your home serves as collateral in exchange for an excellent rate and flexible
- [SmartWallet](https://www.1edcu.org/services/smartwallet/) - Take control with 1st Ed SmartWallet! Manage your cards, set limits, view transactions, and add them to mobile wallets via our app or online banking. Learn more!
- [Make the Most of the Home You Love with Low-Rate HELOCs](https://www.1edcu.org/low-rate-helocs-greencastle-pa/) - Get more from your home with a low 4.25% APR HELOC from 1st Ed in Greencastle, PA. Skip the credit cards and borrow simply, affordably, and stress-free.
- [Recreational Loans](https://www.1edcu.org/loans/recreational-loans/) - Chambersburg recreational vehicle loans will get you on or off the road by financing the toys you want. Check out some of the loans we offer today.
- [Share Secured Loans](https://www.1edcu.org/loans/share-secured-loans/) - 1st Ed's share savings secured loans are a great way to borrow while establishing or repairing credit.
- [Personal Loans](https://www.1edcu.org/loans/personal-loans-pa/) - If you're looking for personal loans in PA, contact 1st Ed Credit Union today! Our loans can be used for home improvements, medical bills, and more.
- [Home Equity Loans / Lines](https://www.1edcu.org/loans/home-equity-loans-lines/) - Learn how to access the equity in your home with a flexible loan or line of credit from 1st Ed Credit Union, offering competitive rates. Read more here.
- [Workplace Partner Program at 1st Ed](https://www.1edcu.org/partner/) - A Powerful Employee Benefit- at No Cost to You Support recruitment, retention, and workplace productivity with a trusted financial wellness benefit from 1st Ed Credit Union. At 1st Ed Credit Union, we partner with businesses like yours to offer a free employee benefit that makes a meaningful difference. When you become a SEG (Select Employee
- [Leave a Review!](https://www.1edcu.org/review-us/) - Thank you for visiting 1st Ed! We hope that your experience reflected our “people helping people” philosophy and that we have continued to meet your financial needs. Please take a moment to share why It Makes Sense to Belong by leaving a Google review! To leave a review for our Chambersburg branch, click here.
- [Local Credit Union in Hanover, PA <br>Free Checking, Low-Rate Loans, and More](https://www.1edcu.org/hanover-pa-credit-union/) - Join 1st Ed Credit Union in Hanover, PA for low-rate auto, home, and personal loans, free checking, savings, and more. Visit your local branch today.
- [Greencastle, PA Credit Union<br>Offering Affordable Loans, Checking & More](https://www.1edcu.org/greencastle-pa-credit-union/) - Get low-rate auto, home, and personal loans, free checking, and mobile banking at 1st Ed Credit Union's Greencastle, PA branch. See location and services.
- [Chambersburg, PA Credit Union:<br>Low-Rate Auto Loans, Free Checking & More](https://www.1edcu.org/about-us/chambersburg-pa-credit-union/) - Get low-rate auto, home, & personal loans, free checking, and full-service digital banking at 1st Ed Credit Union in Chambersburg, PA. See our services.
- [Guaranteed Asset Protection](https://www.1edcu.org/loans/guaranteed-asset-protection/) - Protect your investment with 1st Ed Credit Union’s Guaranteed Asset Protection (GAP) coverage. Learn how GAP can save you money. Explore more today!
- [Mortgages](https://www.1edcu.org/loans/mortgages/) - If you're looking for credit union mortgages in Chambersburg, PA or the surrounding areas, 1st Ed Credit Union can help! Learn about our low rates today.
- [Loan Rates](https://www.1edcu.org/loans/loan-rates/) - View 1st Ed Credit Union loan rates to help you save on your next loan. Contact us for more information today!
- [1st Ed Credit Union's Protection Plus](https://www.1edcu.org/loans/1st-ed-credit-unions-protection-plus/) - Secure your loans with 1st Ed Credit Union’s Protection Plus, providing peace of mind, comprehensive coverage, and financial security for borrowers in PA.
- [Contact Our Fraud Center](https://www.1edcu.org/fraud-center/contact-our-fraud-center/) - Immediate fraud assistance is available. Contact 1st Ed Credit Union’s Fraud Center today for expert help and support.
- [Contact Us](https://www.1edcu.org/about-us/contact-us/) - Contact 1st Ed Credit Union by phone or online. Check here for a list of numbers to call or to message us directly.
- [Credit Union Leadership Team](https://www.1edcu.org/credit-union-leadership-team/) - Meet the dedicated leadership team at 1st Ed Credit Union. Learn more about our leaders and their commitment to your financial success.
- [ATM Locator](https://www.1edcu.org/services/atm-locator/) - Locate a 1st Ed Credit Union ATM near you for convenient, secure access to your banking needs, available around the clock.
- [Send and Receive Money with Zelle®!](https://www.1edcu.org/services/zelle/) - Send and receive money with Zelle® 1156 Kennebec Drive Chambersburg, PA 17201 717-264-6506
- [Switch Kit](https://www.1edcu.org/services/switch-kit/) - Switching banks? 1st Ed Credit Union makes it easy with our comprehensive switch kit. Start your seamless transition today!
- [Bill Pay](https://www.1edcu.org/services/bill-payer/) - Convenient and secure online bill pay is available through 1st Ed's Bill Pay service. Save time and money with this easy member benefit!
- [Money Markets](https://www.1edcu.org/deposits/money-markets/) - A 1st Ed money market account helps you earn dividends without locking in funds. Plus, you can withdraw funds and write checks from the account. Learn more.
- [Thank You for contacting us!](https://www.1edcu.org/thank-you-contact/) - We will get in touch with you shortly Back to Home
- [Digital Conversion Guide](https://www.1edcu.org/digital-conversion-guide/) - We're here to help you set up our new online banking, mobile app, and Bill Pay platforms. All members will need to re-enroll to continue using these services.
- [Share Savings](https://www.1edcu.org/deposits/share-savings/) - Grow your funds securely with 1st Ed Credit Union’s Share Savings accounts, offering competitive interest rates and easy access.
- [Membership Application](https://www.1edcu.org/news-resources/forms-applications/membership-application/) - Join the 1st Ed Credit Union family today by applying for membership online and enjoy the benefits of personalized financial services. Start here!
- [Deposits](https://www.1edcu.org/deposits/) - Save with 1st Ed Credit Union. We offer NCUA-insured options, from Share Savings to Club Accounts, IRAs, Certificates, Money Markets, and Kids' Accounts.
- [Privacy Policy](https://www.1edcu.org/privacy-policy/) - Learn how 1st Ed Credit Union protects your personal information and ensures your privacy with our comprehensive privacy policy.
- [Fraud Center](https://www.1edcu.org/fraud-center/) - Get the latest money strategies and protect your finances with expert advice from 1st Ed Credit Union's Fraud Center. Learn more here.
- [Member Testimonials](https://www.1edcu.org/about-us/member-testimonials/) - What are our members saying about us? Read 1st Ed Credit Union reviews and testimonials here!
- [1st Ed SmartWallet Privacy Policy](https://www.1edcu.org/smartwallet-privacy-policy/) - Last Updated: May 2024 1st Ed CU helps you manage your money, view your transactions and accounts, making it easy to manage your finances on the go. The app provides the Services to users on behalf of their financial institution (“Your Financial Institution”) as a service provider. This Privacy Notice, in combination with relevant privacy
- [Sitemap](https://www.1edcu.org/sitemap/)
- [Make an Appointment](https://www.1edcu.org/make-an-appointment/) - Save yourself some time and make an appointment before you visit! Requested appointment day and time subject to availability. A 1st Ed representative will contact you to confirm appointment.
- [Appointment Request Submitted](https://www.1edcu.org/appointment-request-submitted/) - Your request for an appointment at the 1st Ed branch has been received. A member of the 1st Ed team will contact you shortly to confirm your appointment date and time.
- [Balance Transfer Application Submission](https://www.1edcu.org/balance-transfer-application-submission/) - Thanks for submitting your balance transfer form. A financial service representative will be in contact with you to complete the application.
- [Cyber Security](https://www.1edcu.org/fraud-center/cyber-security/) - Empower your online security with essential cyber safety tips from 1st Ed Credit Union, protecting your digital identity and assets.
- [Sign Up To Receive Updates](https://www.1edcu.org/sign-up-to-receive-updates/)
- [Teen Accounts](https://www.1edcu.org/deposits/teen-accounts/) - Teen Checking At 1st Ed, we have a Checking Account tailored specifically for teen members. We’ll be with your teen every step of the way as they learn to make transactions and manage the account. Your teen will also love the perks and financial tools provided with the account. Free Benefits for Teens: VISA® Debit
- [Fee Schedule](https://www.1edcu.org/news-resources/fee-schedule/) - Experience transparent banking with 1st Ed Credit Union's detailed fee schedule, providing clarity on all associated costs and fees.
- [Repossessions](https://www.1edcu.org/news-resources/repossessions/) - Find great value in repossessed vehicles and properties at 1st Ed Credit Union. Explore affordable purchasing options and secure your deal today.
- [Educational Articles](https://www.1edcu.org/news-resources/educational-articles/) - Improve your financial literacy with educational articles from 1st Ed Credit Union. Explore resources across many financial subjects.
- [eStatements](https://www.1edcu.org/services/estatements/) - Go green and keep track of your finances with 1st Ed Credit Union’s eStatements, providing secure and convenient online access.
- [Mobile Banking](https://www.1edcu.org/services/mobile-banking/) - Access your accounts anytime with 1st Ed Credit Union mobile banking, perfect for when you’re on the go or at home. Download our free mobile app today!
- [Club Accounts](https://www.1edcu.org/deposits/club-accounts/) - Maximize your savings with flexible Club Accounts at 1st Ed Credit Union. Save for holidays, vacations, and special events. Start your savings strategy now!
- [NCUA Insurance](https://www.1edcu.org/deposits/ncua-insurance/) - Explore how 1st Ed Credit Union protects your deposits with NCUA insurance, ensuring safety and peace of mind. Read more.
- [Kids' Accounts](https://www.1edcu.org/deposits/kids-accounts/) - Teach your children financial literacy and good savings habits with 1st Ed Credit Union’s Kids' Accounts, designed for young savers.
- [Education Savings Accounts](https://www.1edcu.org/deposits/education-savings-accounts/) - A Coverdell Education Savings Account (ESA) can help you save up to $2,000 per child per year. See all the benefits and how to open an ESA account.
- [Direct Deposit](https://www.1edcu.org/deposits/direct-deposit/) - 1st Ed Credit Union offers direct deposit services to our members. See all the benefits of direct deposit and get started today!
- [New Account Application](https://www.1edcu.org/news-resources/forms-applications/new-account-application/) - For 1st Ed members, use this online new account application form to easily add accounts to your membership.
- [Make A Loan Payment](https://www.1edcu.org/loans/make-a-loan-payment/) - Make convenient and secure loan payments with 1st Ed Credit Union's online services, ensuring timely and hassle-free transactions.
- [Join Now](https://www.1edcu.org/about-us/join-now/) - Join 1st Ed Credit Union online and open a world of membership benefits to help you on your financial journey. It's easy to apply. Start today.
- [Why Join a Credit Union](https://www.1edcu.org/about-us/why-join-a-credit-union/) - Why join a credit union? Credit unions are here to server you, not shareholders. Meaning, earnings are returned to you, the user. Contact us to learn more!
- [Deposit Rates](https://www.1edcu.org/deposits/deposit-rates/) - View current deposit rates for all types of 1st Ed Credit Union accounts, including savings, CDs, IRAs, and money market accounts
- [Latest News](https://www.1edcu.org/news-resources/latest-news/) - Stay informed with the latest updates, news, and financial tips from 1st Ed Credit Union, helping you make informed decisions. Get the latest here.
- [Identity Theft](https://www.1edcu.org/fraud-center/identity-theft/) - Defend your identity with proactive protection resources from 1st Ed Credit Union, ensuring your personal information remains secure. Read more.
- [Card Fraud](https://www.1edcu.org/fraud-center/card-fraud/) - Protect your credit with 1st Ed Credit Union's comprehensive card fraud prevention tips. Credit unions are safe, and we're ready to serve you. Read more here.
- [Terms & Conditions](https://www.1edcu.org/terms-of-service/) - Website Terms & Conditions
- [Membership](https://www.1edcu.org/spotify/) - Membership You can become part of our financial family if you are: An employee or student at a Pennsylvania school district located in one of the following counties: Adams Cumberland – except West Shore, Camp Hill, East Pennsboro, Mechanicsburg, and Cumberland Valley Franklin Fulton York An employee at one of these Pennsylvania schools: Adams County
- [Contact Us Submission](https://www.1edcu.org/contact-us-submission/) - Thanks for contacting us! We will get in touch with you shortly.
- [Loan Application Submission](https://www.1edcu.org/loan-application-submission/) - Thanks for applying for a loan! We will get in touch with you shortly.
- [New Account Application Submission](https://www.1edcu.org/new-account-application-submission/) - Thanks for submitting your new account application! We will get in touch with you shortly.
- [Membership Application Submission](https://www.1edcu.org/membership-application-submission/) - Thanks for submitting your membership application! We will get in touch with you shortly.

## Categories

- [Uncategorized](https://www.1edcu.org/category/uncategorized/)
- [News](https://www.1edcu.org/category/news/)
- [Education](https://www.1edcu.org/category/education/)
- [Deposit Rates](https://www.1edcu.org/category/deposit-rates/)
- [Loan Rates](https://www.1edcu.org/category/loan-rates/)
- [Life Stages](https://www.1edcu.org/category/education/life-stages/)
- [Youth](https://www.1edcu.org/category/education/life-stages/youth/)
- [Changing Jobs](https://www.1edcu.org/category/education/life-stages/changing-jobs/)
- [College](https://www.1edcu.org/category/education/life-stages/college/)
- [Getting Married](https://www.1edcu.org/category/education/life-stages/getting-married/)
- [Home Buying](https://www.1edcu.org/category/education/life-stages/home-buying/)
- [Retirement](https://www.1edcu.org/category/education/life-stages/retirement/)
- [Share Certificates](https://www.1edcu.org/category/deposit-rates/share-certificates/)
- [Money Markets](https://www.1edcu.org/category/deposit-rates/money-markets/)
- [Share Savings](https://www.1edcu.org/category/deposit-rates/share-savings/)
- [Checking](https://www.1edcu.org/category/deposit-rates/checking/)
- [IRA](https://www.1edcu.org/category/deposit-rates/ira/)
- [Holiday and Vacation Club](https://www.1edcu.org/category/deposit-rates/holiday-vacation-club/)
- [New or Used Autos](https://www.1edcu.org/category/loan-rates/new-or-used-autos/)
- [Personal/Signature](https://www.1edcu.org/category/loan-rates/personalsignature/)
- [Visa Credit Cards](https://www.1edcu.org/category/loan-rates/visa-credit-cards/)
- [Share Secured Loans](https://www.1edcu.org/category/loan-rates/share-secured-loans/)
- [Home Equity Loans](https://www.1edcu.org/category/loan-rates/home-equity-loans/)
- [Home Equity LoC](https://www.1edcu.org/category/loan-rates/home-equity-loc/)
- [Mortgages](https://www.1edcu.org/category/loan-rates/mortgages/)
- [New Used Recreational Vehicles](https://www.1edcu.org/category/loan-rates/new-used-recreational-vehicles/)
- [Services](https://www.1edcu.org/category/services/)
- [Employment](https://www.1edcu.org/category/employment/)
- [Events](https://www.1edcu.org/category/news/events/)
- [Card Fraud](https://www.1edcu.org/category/education/card-fraud/)
- [Cyber Security](https://www.1edcu.org/category/education/cyber-security/)
- [Identity Theft](https://www.1edcu.org/category/education/identity-theft/)
- [Partner Company Resources](https://www.1edcu.org/category/partner-company-resources/)
- [SmartWallet](https://www.1edcu.org/category/education/smartwallet/)

## Tags

- [debt](https://www.1edcu.org/tag/debt/)
- [expenses](https://www.1edcu.org/tag/expenses/)
- [financial management](https://www.1edcu.org/tag/financial-management/)
- [money management](https://www.1edcu.org/tag/money-management/)
- [saving](https://www.1edcu.org/tag/saving/)
- [youth accounts](https://www.1edcu.org/tag/youth-accounts/)
- [financial education](https://www.1edcu.org/tag/financial-education/)
- [elementary school](https://www.1edcu.org/tag/elementary-school/)
- [middle school](https://www.1edcu.org/tag/middle-school/)
- [high school](https://www.1edcu.org/tag/high-school/)
- [love my credit union rewards](https://www.1edcu.org/tag/love-my-credit-union-rewards/)
- [sprint](https://www.1edcu.org/tag/sprint/)
- [turbotax](https://www.1edcu.org/tag/turbotax/)
- [love to shop](https://www.1edcu.org/tag/love-to-shop/)
- [directv](https://www.1edcu.org/tag/directv/)
- [adt](https://www.1edcu.org/tag/adt/)
- [allied](https://www.1edcu.org/tag/allied/)
- [credit union auto club](https://www.1edcu.org/tag/credit-union-auto-club/)
- [benefits](https://www.1edcu.org/tag/benefits/)
- [rewards](https://www.1edcu.org/tag/rewards/)
- [Enterprise Car Sales](https://www.1edcu.org/tag/enterprise-car-sales/)
- [auto loans](https://www.1edcu.org/tag/auto-loans/)
- [financial independence](https://www.1edcu.org/tag/financial-independence/)
- [fraud](https://www.1edcu.org/tag/fraud/)
- [scam](https://www.1edcu.org/tag/scam/)
- [phone scam](https://www.1edcu.org/tag/phone-scam/)
- [tax scam](https://www.1edcu.org/tag/tax-scam/)
- [youth month](https://www.1edcu.org/tag/youth-month/)
- [family](https://www.1edcu.org/tag/family/)
- [IRS](https://www.1edcu.org/tag/irs/)
- [FTC](https://www.1edcu.org/tag/ftc/)
- [tax refund](https://www.1edcu.org/tag/tax-refund/)
- [money](https://www.1edcu.org/tag/money/)
- [credit score](https://www.1edcu.org/tag/credit-score/)
- [credit](https://www.1edcu.org/tag/credit/)
- [accounts](https://www.1edcu.org/tag/accounts/)
- [credit reports](https://www.1edcu.org/tag/credit-reports/)
- [identity theft](https://www.1edcu.org/tag/identity-theft/)
- [budget](https://www.1edcu.org/tag/budget/)
- [savings](https://www.1edcu.org/tag/savings/)
- [credit report](https://www.1edcu.org/tag/credit-report/)
- [credit cards](https://www.1edcu.org/tag/credit-cards/)
- [discount](https://www.1edcu.org/tag/discount/)
- [social media](https://www.1edcu.org/tag/social-media/)
- [scammers](https://www.1edcu.org/tag/scammers/)
- [pledge](https://www.1edcu.org/tag/pledge/)
- [America Saves Week](https://www.1edcu.org/tag/america-saves-week/)
- [taxes](https://www.1edcu.org/tag/taxes/)
- [goals](https://www.1edcu.org/tag/goals/)
- [habits](https://www.1edcu.org/tag/habits/)
- [teens](https://www.1edcu.org/tag/teens/)
- [savings plan](https://www.1edcu.org/tag/savings-plan/)
- [allowance](https://www.1edcu.org/tag/allowance/)
- [save](https://www.1edcu.org/tag/save/)
- [ATM](https://www.1edcu.org/tag/atm/)
- [CO-OP](https://www.1edcu.org/tag/co-op/)
- [surcharge free](https://www.1edcu.org/tag/surcharge-free/)
- [home equity line of credit](https://www.1edcu.org/tag/home-equity-line-of-credit/)
- [home equity](https://www.1edcu.org/tag/home-equity/)
- [home](https://www.1edcu.org/tag/home/)
- [house](https://www.1edcu.org/tag/house/)
- [college](https://www.1edcu.org/tag/college-2/)
- [wedding](https://www.1edcu.org/tag/wedding/)
- [car](https://www.1edcu.org/tag/car/)
- [new home](https://www.1edcu.org/tag/new-home/)
- [mortgage](https://www.1edcu.org/tag/mortgage/)
- [rate](https://www.1edcu.org/tag/rate/)
- [value](https://www.1edcu.org/tag/value/)
- [affordable](https://www.1edcu.org/tag/affordable/)
- [lending](https://www.1edcu.org/tag/lending/)
- [refinance](https://www.1edcu.org/tag/refinance/)
- [retirement](https://www.1edcu.org/tag/retirement-2/)
- [investment](https://www.1edcu.org/tag/investment/)
- [mass mutual](https://www.1edcu.org/tag/mass-mutual/)
- [Certificate](https://www.1edcu.org/tag/certificate/)
- [CD](https://www.1edcu.org/tag/cd/)
- [home buying](https://www.1edcu.org/tag/home-buying-2/)
- [marriage](https://www.1edcu.org/tag/marriage/)
- [joint account](https://www.1edcu.org/tag/joint-account/)
- [checking account](https://www.1edcu.org/tag/checking-account/)
- [financial planning](https://www.1edcu.org/tag/financial-planning/)
- [student loan](https://www.1edcu.org/tag/student-loan/)
- [student choice](https://www.1edcu.org/tag/student-choice/)
- [financial aid](https://www.1edcu.org/tag/financial-aid/)
- [FAFSA](https://www.1edcu.org/tag/fafsa/)
- [education](https://www.1edcu.org/tag/education-2/)
- [checking](https://www.1edcu.org/tag/checking-2/)
- [new job](https://www.1edcu.org/tag/new-job/)
- [account access](https://www.1edcu.org/tag/account-access/)
- [direct deposit](https://www.1edcu.org/tag/direct-deposit/)
- [car buying](https://www.1edcu.org/tag/car-buying/)
- [investment services](https://www.1edcu.org/tag/investment-services/)
- [insurance](https://www.1edcu.org/tag/insurance/)
- [bill-pay](https://www.1edcu.org/tag/bill-pay/)
- [bills](https://www.1edcu.org/tag/bills/)
- [payment](https://www.1edcu.org/tag/payment/)
- [payments](https://www.1edcu.org/tag/payments/)
- [budgets](https://www.1edcu.org/tag/budgets/)
- [vehicle](https://www.1edcu.org/tag/vehicle/)
- [reward points](https://www.1edcu.org/tag/reward-points/)
- [travel rewards](https://www.1edcu.org/tag/travel-rewards/)
- [airlines](https://www.1edcu.org/tag/airlines/)
- [frequent flier miles](https://www.1edcu.org/tag/frequent-flier-miles/)
- [credit history](https://www.1edcu.org/tag/credit-history/)
- [credit card](https://www.1edcu.org/tag/credit-card/)
- [youth](https://www.1edcu.org/tag/youth-2/)
- [national credit union youth month](https://www.1edcu.org/tag/national-credit-union-youth-month/)
- [Bill-Haggle Day](https://www.1edcu.org/tag/bill-haggle-day/)
- [bill](https://www.1edcu.org/tag/bill/)
- [discounts](https://www.1edcu.org/tag/discounts/)
- [deals](https://www.1edcu.org/tag/deals/)
- [scams](https://www.1edcu.org/tag/scams/)
- [protection](https://www.1edcu.org/tag/protection/)
- [debit cards](https://www.1edcu.org/tag/debit-cards/)
- [debit card](https://www.1edcu.org/tag/debit-card/)
- [student loans](https://www.1edcu.org/tag/student-loans/)
- [save time](https://www.1edcu.org/tag/save-time/)
- [save money](https://www.1edcu.org/tag/save-money/)
- [RV](https://www.1edcu.org/tag/rv/)
- [Recreational Vehicle](https://www.1edcu.org/tag/recreational-vehicle/)
- [Loans](https://www.1edcu.org/tag/loans/)
- [RV Loans](https://www.1edcu.org/tag/rv-loans/)
- [RV Insurance](https://www.1edcu.org/tag/rv-insurance/)
- [Recreational Vehicle Loans](https://www.1edcu.org/tag/recreational-vehicle-loans/)
- [emergency savings](https://www.1edcu.org/tag/emergency-savings/)
- [job loss](https://www.1edcu.org/tag/job-loss/)
- [phishing](https://www.1edcu.org/tag/phishing/)
- [online safety](https://www.1edcu.org/tag/online-safety/)
- [improve your credit score](https://www.1edcu.org/tag/improve-your-credit-score/)
- [use of credit](https://www.1edcu.org/tag/use-of-credit/)
- [auto loan](https://www.1edcu.org/tag/auto-loan/)
- [home equity loan](https://www.1edcu.org/tag/home-equity-loan/)
- [home equity loans](https://www.1edcu.org/tag/home-equity-loans-2/)
- [visa credit card](https://www.1edcu.org/tag/visa-credit-card/)
- [personal loans](https://www.1edcu.org/tag/personal-loans/)
- [Internet Explorer](https://www.1edcu.org/tag/internet-explorer/)
- [Safari](https://www.1edcu.org/tag/safari/)
- [cache](https://www.1edcu.org/tag/cache/)
- [Food Pantry](https://www.1edcu.org/tag/food-pantry/)
- [auto financing](https://www.1edcu.org/tag/auto-financing/)
- [benefits of credit unions](https://www.1edcu.org/tag/benefits-of-credit-unions/)
- [car loans](https://www.1edcu.org/tag/car-loans/)
- [dealer loans](https://www.1edcu.org/tag/dealer-loans/)
- [loan promotion](https://www.1edcu.org/tag/loan-promotion/)
- [skip-a-payment](https://www.1edcu.org/tag/skip-a-payment/)
- [loan payment](https://www.1edcu.org/tag/loan-payment/)
- [skip your payment](https://www.1edcu.org/tag/skip-your-payment/)
- [skip two monthly payments](https://www.1edcu.org/tag/skip-two-monthly-payments/)
- [student](https://www.1edcu.org/tag/student/)
- [kids savings](https://www.1edcu.org/tag/kids-savings/)
- [holiday savings](https://www.1edcu.org/tag/holiday-savings/)
- [food bank](https://www.1edcu.org/tag/food-bank/)
- [food drive](https://www.1edcu.org/tag/food-drive/)
- [sccap](https://www.1edcu.org/tag/sccap/)
- [balance transfer](https://www.1edcu.org/tag/balance-transfer/)
- [phishing scams](https://www.1edcu.org/tag/phishing-scams/)
- [email scam](https://www.1edcu.org/tag/email-scam/)
- [phishing email](https://www.1edcu.org/tag/phishing-email/)
- [GAP Plus](https://www.1edcu.org/tag/gap-plus/)
- [GAP](https://www.1edcu.org/tag/gap/)
- [Guaranteed Asset Protection](https://www.1edcu.org/tag/guaranteed-asset-protection/)
- [job opening](https://www.1edcu.org/tag/job-opening/)
- [free trial](https://www.1edcu.org/tag/free-trial/)
- [credit card debt](https://www.1edcu.org/tag/credit-card-debt/)
- [fear of missing out](https://www.1edcu.org/tag/fear-of-missing-out/)
- [financial future](https://www.1edcu.org/tag/financial-future/)
- [financial security](https://www.1edcu.org/tag/financial-security/)
- [FOMO](https://www.1edcu.org/tag/fomo/)
- [home loans](https://www.1edcu.org/tag/home-loans/)
- [ira savings](https://www.1edcu.org/tag/ira-savings/)
- [vacation clubs](https://www.1edcu.org/tag/vacation-clubs/)
- [YOLO](https://www.1edcu.org/tag/yolo/)
- [new car](https://www.1edcu.org/tag/new-car/)
- [used car](https://www.1edcu.org/tag/used-car/)
- [membership](https://www.1edcu.org/tag/membership/)
- [finances](https://www.1edcu.org/tag/finances/)
- [getting out of debt](https://www.1edcu.org/tag/getting-out-of-debt/)
- [paying off debts](https://www.1edcu.org/tag/paying-off-debts/)
- [unbury.us](https://www.1edcu.org/tag/unbury-us/)
- [financially fit](https://www.1edcu.org/tag/financially-fit/)
- [credit union strong](https://www.1edcu.org/tag/credit-union-strong/)
- [financial literacy](https://www.1edcu.org/tag/financial-literacy/)
- [financial fitness](https://www.1edcu.org/tag/financial-fitness/)
- [youth checking](https://www.1edcu.org/tag/youth-checking/)
- [youth savings](https://www.1edcu.org/tag/youth-savings/)
- [auto insurance](https://www.1edcu.org/tag/auto-insurance/)
- [car insurance](https://www.1edcu.org/tag/car-insurance/)
- [premiums](https://www.1edcu.org/tag/premiums/)
- [affordable premiums](https://www.1edcu.org/tag/affordable-premiums/)
- [department of insurance](https://www.1edcu.org/tag/department-of-insurance/)
- [better business bureau](https://www.1edcu.org/tag/better-business-bureau/)
- [child safety](https://www.1edcu.org/tag/child-safety/)
- [surcharge-free ATM](https://www.1edcu.org/tag/surcharge-free-atm/)
- [star](https://www.1edcu.org/tag/star/)
- [allpoint](https://www.1edcu.org/tag/allpoint/)
- [ATMs](https://www.1edcu.org/tag/atms/)
- [nationwide access](https://www.1edcu.org/tag/nationwide-access/)
- [55000 ATMs](https://www.1edcu.org/tag/55000-atms/)
- [30000 ATMs](https://www.1edcu.org/tag/30000-atms/)
- [debt repayment](https://www.1edcu.org/tag/debt-repayment/)
- [highest interest rate](https://www.1edcu.org/tag/highest-interest-rate/)
- [spending](https://www.1edcu.org/tag/spending/)
- [buy a new car](https://www.1edcu.org/tag/buy-a-new-car/)
- [buy a used car](https://www.1edcu.org/tag/buy-a-used-car/)
- [buy a car](https://www.1edcu.org/tag/buy-a-car/)
- [finance](https://www.1edcu.org/tag/finance/)
- [estate planning](https://www.1edcu.org/tag/estate-planning/)
- [power of attorney](https://www.1edcu.org/tag/power-of-attorney/)
- [writing a will](https://www.1edcu.org/tag/writing-a-will/)
- [auto finance](https://www.1edcu.org/tag/auto-finance/)
- [auto finance scams](https://www.1edcu.org/tag/auto-finance-scams/)
- [financing](https://www.1edcu.org/tag/financing/)
- [winterize](https://www.1edcu.org/tag/winterize/)
- [winter](https://www.1edcu.org/tag/winter/)
- [cars](https://www.1edcu.org/tag/cars/)
- [auto](https://www.1edcu.org/tag/auto/)
- [drive](https://www.1edcu.org/tag/drive/)
- [snow](https://www.1edcu.org/tag/snow/)
- [cold weather](https://www.1edcu.org/tag/cold-weather/)
- [emergency](https://www.1edcu.org/tag/emergency/)
- [tires](https://www.1edcu.org/tag/tires/)
- [engine](https://www.1edcu.org/tag/engine/)
- [four-wheel drive](https://www.1edcu.org/tag/four-wheel-drive/)
- [4WD](https://www.1edcu.org/tag/4wd/)
- [clearing cache](https://www.1edcu.org/tag/clearing-cache/)
- [google chrome](https://www.1edcu.org/tag/google-chrome/)
- [firefox](https://www.1edcu.org/tag/firefox/)
- [cache & cookies](https://www.1edcu.org/tag/cache-cookies/)
- [investing](https://www.1edcu.org/tag/investing/)
- [what kind of saver](https://www.1edcu.org/tag/what-kind-of-saver/)
- [job openings](https://www.1edcu.org/tag/job-openings/)
- [employment](https://www.1edcu.org/tag/employment/)
- [shred](https://www.1edcu.org/tag/shred/)
- [documents](https://www.1edcu.org/tag/documents/)
- [secure](https://www.1edcu.org/tag/secure/)
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